In a medium-sized bowl or jar, combine rolled oats, milk, yogurt, chia seeds, honey, ground cardamom, cinnamon, turmeric, ginger, and a pinch of salt.

Stir the mixture until creamy and well combined, ensuring even distribution of oats and spices.

Cover tightly and refrigerate for at least 6 hours or overnight to allow oats to soften.

The next morning, stir the mixture well and adjust the consistency with milk if necessary.

Serve in bowls topped with nuts, dried mango, or raisins, and drizzle additional honey or a sprinkle of cinnamon as desired.